Affordable Guaranteed Asset Protection (GAP), offered by TFCU on new and used autos, boats and motorcycles financed through the credit union, is a “safety net” we hope you never have to use. But, this coverage can give you peace of mind during the time you are paying on the loan. GAP coverage helps ensure you receive enough to pay off the loan if your vehicle is involved in an accident and “totaled.” It works side by side with your car insurance and covers the “gap” between the amount you owe on the loan and the vehicle’s Actual Cash Value (ACV). You can sign up for GAP coverage at the same time you close your TFCU loan for that dream car.