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Child in black coat and woman in red coat making snow angels.

Three easy steps to jump start your savings resolution for 2018

The new year is almost here, and it’s a time when many will determine to make improvements in their lives. Exercise more, lose weight, spend more time with family…the New Year’s Resolution list can be endless. A common and worthy resolution is to improve your finances. If saving more money is your goal, here are some easy ways to be successful.

Pay Yourself First

The easiest way to stash money away is to make sure you never have it available to begin with. Before the new year even starts, set up payroll deduction or automated transfers to your savings account. If you need to start small, that’s okay. Even at $25 a payday, you’ll be surprised how quickly it adds up.

Add to Your Regular Savings

When you have a windfall — a bonus, gift, overtime pay or even a tax return, save at least part of it. Seeing your balance grow can encourage you to keep up with the regular savings each payday.

Earmark Your Savings

It can help if you have a goal or specific idea of what you’re saving for. Many financial gurus say you should start by saving three month’s worth of living expenses in case of an emergency. Vacation, college expenses, retirement – all are great reasons to save.

Setting up automated transfers at TFCU is easy. You can do it in Home Branch or simply call us to get started, (405) 732-0324 or 1-800-456-4828.

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