Do you want to start improving your finances but don’t know where to start? Our Member Solutions Department can help you get on track to meeting your financial goals in.
As part of our goal to help our members achieve financial success, TFCU offers free financial coaching as a benefit of membership. Our Member Solutions team can provide assistance with budgeting, credit score improvement, debt consolidation and more. This team can provide different assistance options to all members, regardless of income level or financial status. The Member Solutions team can help design a personalized financial plan to fit your individual needs based on your particular situation.
Here are some tips from our very own financial counselors:
Set goals
When it comes to your finances, remember that what gets measured gets improved. Establishing financial goals and tracking your income and expenses will keep you aware of your progress. You can manage your progress in apps, an excel spreadsheet or with an old-fashioned pen and paper.
Credit cards can be great long-term credit building tools
To maximize the benefits, only spend budgeted amounts on your credit card and pay your balance off in full every month. Set up automatic payments from your checking account to streamline the payment process and avoid late fees and high interest charges.
Don’t do it alone
Find a family member, friend or financial professional to hold you accountable to your financial goals. Set recurring days of the week or month to discuss this topic. To enhance the experience, find a safe and enjoyable place to chat.
If you are ready to start meeting your financial goals, set up a one-on-one coaching session with one of our certified financial counselors, call (405) 319-7991 or email membersolutionsreferrals@tinkerfcu.org.