The TFCU Difference — COPY


Experience the Difference.

Tinker Federal Credit Union empowers you to do more with your money.

Nearly 95%* of Americans in the U.S. use a financial institution for their money, but not many know the difference between a bank and a credit union.

Check out below to see why Tinker Federal Credit Union might be the right place for your finances.

100% Ownership

TFCU account holders are called members, and TFCU members have 100% ownershipof their credit union.

Paying You Back

Money that TFCU earns is returned back to its members through lower loan rates, higher dividends and fewer fees.

No Competition

One of the perks of being not-for-profit is that we don’t have to compete with other credit unions. We work together to benefit all of our members.


TFCU is part of the ATM Zone network, which gives our members access to participating credit union’s ATMs with no surcharge.

Lower Fees

Because we are member-owned, we don’t have to create profits for stockholders.


You can access credit union services when you travel by visiting a CO-OP Shared Branch. With over 5,600 branch locations, members have convenient access to their finances nearby.

No Bail Out

Taxpayer funds have never been used to bail out a credit union.

Ready to experience the credit union difference for yourself?

Join Now
*according to a 2015 study by the FDIC.