Take Advantage of Work Perks

Employee benefits are an important part of a total compensation package. Here are some important benefits that may be part of your package.

Helping You Retire

If your employer offers a match to your 401(k) contributions, be sure to contribute enough to take advantage of the entire match. If you receive a raise, consider adding an extra percent until you receive the maximum contribution allowed. Some employers offer employee stock programs or discounts on company stock.

Protecting Your Future

According to a report by the Social Security Administration, one in four people in their 20s working today will become disabled before retirement age. Your employer may offer disability or life insurance to help protect you when you need it most.

Caring for Your Health

Understand your health, dental and vision benefits when enrolling and review your choice at least annually or when you have a life event. Take advantage of Flexible Spending Accounts (FSAs), which can help with taxes. Some employers even offer discounts for gym memberships.

Just Ask

Take these steps to make sure you’re maxing out your employer’s benefits:

  • Review your employee benefits at least annually.
  • Reach out to your HR representative and ask if there are any commonly overlooked benefits.
  • Meet with a financial advisor at TFCU Financial Advisors to learn how your employee benefits fit into your overall financial plan.

TFCU Financial Advisors
6501 Tinker Diagonal, MWC
(405) 737-0006
TFCUFinancialAdvisors.org

Securities are offered through RAYMOND JAMES FINANCIAL SERVICES, INC., Member FINRA/SIPC, and are not insured by NCUA or insured by any other government agency. Funds are NOT GUARANTEED nor are they deposits or obligations of the credit union or any affiliated entity of the credit union, and are subject to risk, including the possible loss of principal. Tinker Federal Credit Union, Tinker Financial Services, LLC and TFCU Financial Advisors* are not registered broker/dealers and are independent of Raymond James Financial Services, Inc. Investment advisory services are offered through Raymond James Financial Services Advisors, Inc., a non- affiliated third party provider to Tinker Financial Services, LLC and Tinker Federal Credit Union. All investments and information are intended for U.S. residents only. * TFCU Financial Advisors is a registered trademark and ‘dba’ of Tinker Financial Services, LLC. Some portions of this information was prepared by Broadridge Investor Communication Solutions, Inc. Remember that, while they’re sound strategies, diversification, asset allocation, and dollar cost averaging can’t guarantee a profit or eliminate the possibility of loss. All investing involves risk, including the potential loss of principal, and there can be no guarantee that any investing strategy will be successful.
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