Want to pay off your home loan faster, lower your payment or cash out equity in your home?
Interested in home improvements, consolidating debt or accessing money?
Whether you’re a first-time home buyer or an experienced home owner, get the tools you need in TFCU’s Mortgage Center.
You can count on TFCU’s mortgage team to help throughout the lending process. To speed things up with your online application, you might gather these items in advance.
Fixed-rate home loans with a down payment as low as 3%*. Available terms: 10-years, 15-years, 20-year and 30-year terms.
Whether a home equity line of credit (HELOC) or a home equity loan, both allow you to borrow money against your home at competitive rates.
Land or lot loans for 10 acres or less. Go from construction loan to mortgage with TFCU.
When you find your perfect home or want to refinance, our Mortgage Lending Department will help you achieve your goals and realize your dreams.
TFCU offers conventional loans, conventional jumbo loans and VA loans with fixed rates. Click the Mortgage Center button below to learn more about all of TFCU’s mortgage loan products.
For Conventional Loans up to $484,350, TFCU will finance up to 97 percent* of the current appraised value of the residence or purchase price, whichever is less. Private Mortgage Insurance (PMI) is required if financing is over 80 percent of your home’s value.
For Conventional Loans over $484,350 up to $750,000, TFCU will finance up to 80 percent of the current appraised value of the residence or purchase price, whichever is less.
For VA Loans up to $484,350, TFCU will finance up to 100 percent** of the current appraised value of the residence or purchase price, whichever is less. VA Funding Fee applies.