Visa® Platinum

No balance transfer fee

No annual fee. Always great rates.

No balance transfer fee

No annual fee. Always great rates.

4.99% APR 12-month introductory rate on qualifying balance transfers*
10.25% current APR after the 12-month introductory period*

Simplify & Save

It’s worth moving your high-rate credit cards to the TFCU VISA® Platinum you trust. To figure out how much you could save, use this handy online calculator. When you’re ready, download this PDF form to get started.

4.99% APR 12-Month Intro Rate

on qualifying balance transfers*

8.75% Current Variable APR

after the 12-month intro period*

View Rates, Fees & Terms
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*The balance transfer introductory rate of 4.99% Annual Percentage Rate (APR) is applicable for 12 months from the day each qualifying balance transfer is applied to your account. After the 12-month introductory period, the rate will adjust to the current variable VISA Platinum APR which is set by your credit rating at the time of account opening and may change at any time. The APR will vary based on movements in the Prime Rate, published in The Wall Street Journal on the 25th calendar day prior to the beginning of the calendar quarter. The new rate will not become effective until after the end of the current billing cycle in which movement of the Prime Rate dictates a change to the APR currently in effect. As of January 1, 2021, the APR range for this product is 8.75% to 14.75%. The 8.75% APR is based on a credit score of 740 and above. The maximum APR that can apply is 18.00%. These APRs apply only to the Visa Platinum Card. Transfers must be posted to the account by May 15, 2021, in order to qualify for the introductory rate. Balance transfers are applied to the account as a cash advance (no fee imposed for cash advances), subject to the terms of the VISA Platinum Cardholder Agreement and Disclosure Statement. Interest will start accruing on the balance transfer transaction date. To take advantage of this offer, Tinker Federal Credit Union (TFCU) membership is required, which involves opening an initial share (savings) account with a $5 deposit, and qualifying for a VISA Platinum card account. Go to TinkerFCU.org, visit any TFCU branch, or call (405) 732-0324 or 1-800-456-4828 for more details.

TFCU Platinum Cradeit Card swiped at a retail outlet

Fee Friendly

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Reward Points

Earn a reward point* for every dollar (in qualifying purchases, minus returns) you charge through CURewards®. Redeem for electronics, housewares, flights, hotels, car rentals and more.

Log In To CURewards®
*Cash advances, balance transfers, fees, and finance charges do not earn points.
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Travel Card Perfection

TFCU’s VISA® Platinum card is a perfect choice when you travel. You can expect:

  • $0 cash advance fee
  • CURewards® Program – redeem for flights, hotels, car rentals and more
  • $500,000 Travel Accident Insurance
  • Travel & Emergency Assistance, including:
    • Emergency ticket replacement
    • Lost luggage locator service
    • Emergency translator service
    • Pre-trip assistance
  • Auto Rental Insurance
  • Low 1% foreign transaction fee
  • Security with Travel Alerts

Extra Protection

  • 3-D Secure – Better protection for your online transactions.
  • Purchase Security* – Covers purchases against theft or damage for a full 90 days from the date of purchase.
  • Auto Rental Insurance* – 24-hour coverage of most rental vehicles for damage due to collision or theft.
  • Warranty Manager Service* – Warranty registration service and extended warranty protection doubles the free repair period under the original warranty up to one additional year on warranties of three years or less.
*Full details on these services will be provided with new VISA® Platinum accounts.
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Close up of TFCU member's hands pulling a TFCU Visa Platinum credit card out of thier wallet.

New Card Members – Special Offer

Enjoy an introductory 3.99% Annual Percentage Rate (APR) on purchases for six months from the date of account opening; thereafter, the APR is set by your credit rating at the time of the account opening.*

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*The credit score ranges are as follows: Rate 1 (740 and above) Rate 2 (700 to 739) Rate 3 (660 to 699) Rate 4 (625 to 659) Rate 5 (0 to 624). This information is accurate as of the revision date of 7/1/2020. Information is subject to change after 7/1/2020. Contact the Card Center at (405) 732-0324, option 6, or 1-800-456-4828, option 6, for questions concerning any changes occurring after the revision date of 7/1/2020.