Benefits at TFCU

Join the TFCU team.

And enjoy all the benefits that we offer

Ten Paid Holidays

Upon employment, all employees are eligible for ten (10) paid holidays.

Medical Insurance

Medical coverage is offered to all full-time employees on the 1st of the month following 30 days of employment. There are 2 plans to choose from which are offered by Blue Cross Blue Shield of Oklahoma.

Dental Insurance

Dental coverage is offered to all full-time employees the 1st of the month following 30 days of employment. Benefits include routine cleanings paid at 100% twice a year. Other services are generally covered at 85% of usual and customary, after deductible.

Vision Insurance

Vision coverage is offered to all full-time employees the 1st of the month following 30 days of employment.  Additional benefits and discounts are available.

401K Employee Profit Sharing and Savings Plan

TFCU offers employees the option to contribute to a retirement benefit plan. Employees may contribute up to 100% of their annual earnings, to the IRS maximum, beginning the first of the month following 30 days of employment. TFCU will match the employee’s contribution to a maximum of 5% with 1 year of service and 1,000 hours. Employees have several investment options and are immediately vested.

Target Benefit Plan

All eligible employees are automatically enrolled in our Target Benefit plan, which is fully-funded by TFCU, after 1 year of eligible employment, working 1000 hours or more and at least 21 years of age. 100% vested after 3 years. Contributions are based on the employee’s age, average annual salary, and years of service before regular retirement. Employees must be actively employed on 12/31 to receive the annual contribution.

Basic Life and AD&D Insurance

Term life insurance is provided by TFCU at no cost to the employee the 1st of the month following 30 days of full-time employment equal to 2.5 times annual earnings, up to a maximum of $200,000.

Supplemental Life and AD&D Insurance

On the 1st of the month following 30 days of full-time employment, employees may purchase a Supplemental Life and AD&D policy in increments of $10,000 to a maximum of 5 times their earnings up to $500,000. Premiums are age rated.

Dependent Life Insurance

Employees purchasing the Supplemental Life may purchase Dependent Life Insurance up to $100,000 for spouses and $10,000 for dependent children. Premiums are age rated.

Flexible Spending Accounts/Section 125 Plans

On the 1st of the month following 30 days of employment, all part-time and full-time employees may elect to have up to $2,650 withheld on a pre-tax basis from their check for unreimbursed medical and/or up to $5,000 for dependent care expenses.

AFLAC Supplemental Policies

On the 1st of the month following 30 days of employment, part-time and full-time employees may purchase supplemental policies offered by AFLAC with pre-taxed dollars through payroll deduction.

Short Term & Long Term Disability Insurance

TFCU pays premiums for short term and long term disability insurance for full-time employees after 1 year of employment.

Annual Leave Program

After 2 months of employment, part-time and full-time employees are eligible for annual leave accrual on a biweekly basis.

Corporate Incentive Program

After 4 months of employment, full-time and part-time employees  are eligible to receive a percent of their compensation if the company’s annual goals are met. If earned, incentives will be paid to eligible employees on a quarterly or annual basis, depending on position.

TFCU Fitness Center

TFCU has three on-site fitness centers located at the Midwest City branch, the Operations Center and the Metropolitan Corporate Offices in Oklahoma City. All employees are eligible for fitness center membership upon employment for a nominal fee per pay period.

Benefit descriptions are provided above as general information only and detailed information is provided during orientation.

You must complete an application to be considered for employment!

Credit verification will be evaluated prior to interview. Educational, employment, bondabilty, and professional certifications will be verified for final candidates. Selected candidate will be subject to substance/alcohol testing and employment references.


We promote a substance free work place.

Equal Opportunity Employer, Minority / Female / Disability / Veteran

In effort to ensure Tinker Federal Credit Union complies with the Secure and Fair Enforcement for Mortgage Lending Act (“SAFE Act”), some positions may be subject to SAFE Act Registration requirements. Selected candidate must register with the Nationwide Mortgage Licensing System and Registry (NMLS) and maintain a status in good standing under the SAFE Act requirements. Upon selection, TFCU will sponsor employees who are required to register through the NMLS. The registry process includes fingerprinting and background check.

TFCU understands employees will inquire about, discuss, or disclose their own pay or the pay of another employee or applicant. As a federal contractor, TFCU will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information (41 C.F.R 60-1.35(c)).